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kate1

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kate1  

I need help understanding how to acquire a home

I am so desperate to live in my own home. I am a single mother of a 5 yr old daughter that needs her own backyard to run and explore in. I don't know how to go about even starting to look for a home, get a loan, look for a realtor, etc.

I have bad credit, and I only make about 1,000 a month. Every place i've rented makes me feel like i'm living in somebody else's house. I have been trying to learn about government loans but i don't understand a lot of the words they use.  Can someone please help me figure everything out? I don't even know where to start. I have been trying to educate myself on government programs, but I seem to get lost in all the diffrent programs.

Can you help me?

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kate1  

kate1

I am a single mother of one. I just turned 25 and I am going to try  going back to school. I will be working on my bachelors degree in criminal justice. I feel like  I never got a chance to really grasp understanding of how to run a household, because I was just thrown into it.  As I get older and as my daughter gets older, i am realizing how important it is to listen and to learn as much as possible. I have a problem with being  prideful and I don't like to ask for help. I am now learning that for me to survive and take good care of my daughter, I do need to ask for help. 

I grew up in Iowa and moved to Arizona when I was 13. That is where I spent my adolescent years and I'll admit I made some mistakes. When I became pregnant with my daughter at 19, her father decided he wanted to be involved.  After she was born however, he disappeared. Which in a way is good, because anyone who doesn't want to be involved in their child's life is pathetic to me.  She is the best thing that ever happened to me and I am trying to do what is right by her. I moved back to Iowa a couple years ago to be closer to my family. This is where I decided to start educating myself and get as much help as possible.

That is the short version of my story.

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